FAQs

How does investing in Brey Capital work?

Brey Capital, LLC was formed to allow qualified institutions and individual investors to participate in a diversified, professionally managed portfolio with the primary objective of providing fixed monthly income while focusing on capital preservation. This fund has selectively chosen investments in income-producing assets in the residential sector and commercial sectors.

Why is local, investments in Georgia is a great opportunity?

Georgia’s economy has been growing steadily in recent years, outpacing the national average. With a business-friendly environment, skilled workforce, and investments in infrastructure, Georgia offers attractive opportunities for local investors to capitalize on the state’s economic momentum. The combination of a thriving business climate and a relatively low cost of living makes Georgia a compelling destination for those seeking to grow their investments close to home.

Why does an investment in Brey Capital make sense?

By leveraging our experience and expertise, investors are able to generate a fixed income secured by assets of the company without the high capital outlays and time commitments required by direct investments.

What due diligence is used to vet investment opportunities?

Brey Capital has a significant vetting process that prospective properties and loans must pass through before funds are committed. We ensure market values, clear title, The Manager will target properties at all price levels in the Georgia market. The Manager’s proprietary data analysis methods will enable us to select key income producing assets to offer true diversification and substantial cash flow.

On the lending side, our typical loan will be made to end-buyers as well as investors. Our borrowers will typically have good credit, income to support the loan, and liquid reserves in case something goes wrong. We loan the purchase and repairs, but never loan more than _____% of the property’s after repaired value (ARV).

Are these investments risky?

Brey Income Fund Secured Term Certificates involve a certain degree of risk. In deciding whether to purchase Certificates, you should carefully consider the risk factors that could have a material adverse effect on the value of the Certificates you purchase and could cause you to lose all or part of your initial purchase price or adversely affect future principal and interest payments you expect to receive. Refer to the lists of risk factors in our Private Placement Memorandum for more details.

Why is it only for Georgia residents?

This localized approach helps foster economic development within the state by directing investments to businesses and projects that will directly benefit the local community. By limiting participation to Georgia residents, the Invest Georgia Exemption ensures that the capital being raised stays in the state and supports the growth of the local economy.

Is there an investment minimum?

Yes. The minimums vary based on the term and they APY you choose.

When will I receive my interest payments?

Distributions will be made quarterly 15th of the month following the first full quarter following the effective date of the Certificate. Principal will be returned upon maturity.

Will I be able to sell my Certificate?

The Certificates are generally non-transferable absent the approval of Brey Income Fund, LLC. Even with approval there can be no assurance, however that you will be able to legally sell your Certificate since there are various federal and state securities regulations restricting transfer. It is our desire to give investors the highest amount of liquidity available but investors should be prepared to hold their Certificates to maturity.

Can my investment be put into an IRA?

Yes. Our investment qualifies for investment through Self-Directed IRA’s.